The bank reported standalone net profit of Rs 1,212.88 crore for the quarter ended September 30, 2025 as compared to Rs 912.84 crore in the same period last year, registering a year-on-yearÿgrowthÿof 32.87 per cent.
Interest income of the bank rose by 6.59 per cent at Rs 8743.11 crore for the quarter ended September 30, 2025 as against Rs 8202.62 crore in the corresponding period last year.
During the July-September quarter, total income rose marginally by 4.07 per cent to Rs 10,249.73 crore from Rs 9,849.32 crore in the year ago period.
Meanwhile, operating expenses increased by 10.15 per cent to Rs 8,464.11 crore from Rs 7,684.39 crore in the same period last year.
Operating profit slipped 17.52 per cent to Rs 1,785.62 crore from Rs. 2,164.93 crore.
Provisions and Contingencies slipped by 47.47 per cent at Rs 314.14 crore from Rs 598.06 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, slipped by 3.74 per cent at Rs 3,282.82 crore versus Rs 3,410.48 crore in the year ago period. Non-interest income dipped 8.51 per cent year-on-year to Rs 1,506.62 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 3.01 per cent of the gross advances as at the end of September 30, 2025 from a level of 4.59 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.48 per cent of net advances on September 30, 2025 from 0.69 per cent a year ago.