The bank reported standalone net profit of Rs 5,089.64 crore for the quarter ended September 30, 2025 as compared to Rs 6917.57 crore in the same period last year, registering a year-on-yearÿdeclineÿof 26.42 per cent.
Interest income of the bank rose by 1.81 per cent at Rs 30970.23 crore for the quarter ended September 30, 2025 as against Rs 30419.86 crore in the corresponding period last year.
During the July-September quarter, total income rose marginally by 1.22 per cent to Rs 37,594.81 crore from Rs 37,141.71 crore in the year ago period.
Meanwhile, operating expenses increased by 2.85 per cent to Rs 27,182.28 crore from Rs 26,429.24 crore in the same period last year.
Operating profit slipped 2.80 per cent to Rs 10,412.53 crore from Rs. 10,712.47 crore.
Provisions and Contingencies surged by 60.93 per cent at Rs 3,547.04 crore from Rs 2,204.09 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 1.94 per cent at Rs 13,744.55 crore versus Rs 13,483.20 crore in the year ago period. Non-interest income dipped 1.45 per cent year-on-year to Rs 6,624.58 crore.
On the asset side, gross non- performing assets (NPAs)ÿroseÿto 1.46 per cent of the gross advances as at the end of September 30, 2025 from a level of 1.44 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.44 per cent of net advances on September 30, 2025 from 0.34 per cent a year ago.